Pet Insurance

Insuring Your Life & Protecting Your Income

What It Is…

Pet insurance is insurance that helps you pay for your pet’s veterinary care. It applies if your pet is injured in an accident or becomes sick. Pet insurance may also pay a portion of the costs for things that keep your pet healthy, including vaccinations and heartworm testing.

Who It Is for…

Veterinary care for cats and dogs can be prohibitively expensive. If your pet becomes ill or experiences a catastrophic injury, the cost of the veterinary care required to heal it may not be possible for you to afford. If you have a dog or a cat, dog insurance or cat insurance are wise options for you.

How It Works…

Pet insurance is similar to the health insurance you have for the human members of your family. For example, dog insurance requires that you pay your deductible before the insurance company begins to pay for covered services. When you visit the vet for an exam, your cat insurance will require you to pay a co-payment. You will also have premiums to pay every month like with your other insurance policies, and you may also have to wait for the waiting period to end to begin taking advantage of the coverage. Pre-existing conditions may or may not be covered.

Different Types of Coverage in Existence…

Insurance policies for pets come in several sizes. For example, you can find a cat insurance policy that covers your cats, or you can purchase a policy that covers several animals. You may be able to find a policy that will cover your pet’s congenital issues, or you can purchase a policy that does not cover pre-existing conditions. You may also decide how you want to pay your deductible. Some people choose to pay their deductibles yearly, and others would rather pay their deductibles with each incident.

Major Benefits…

Families have so much that they need to save for that it can be difficult to add costs associated with your pet to the equation. Insurance for your pet means that you will be able to confront every mishap whenever it occurs, and you wouldn’t have to dip into your savings.